How You Can Finance a Mattress Easily: Two Finance Options

Last Updated on September 13, 2021

by Marc Werner, Founder - GhostBed

Your old bed is sagging and creating unneeded pain. Obviously it is time to replace your mattress but as you begin the mattress search you realize that the one you want may be a few dollars more than you have available. No need to worry because you can finance a mattress easily and finally have the comfortable night’s sleep you have been dreaming about.

Shopping in the brick and mortar traditional bed store can become overwhelming. Listening to sales pitches and jumping from bed to bed with hardly enough time to really test the mattress to see if it is a good fit can make someone even more confused about what mattress to buy. Then you decide on a mattress and discover the cost is prohibitive for your budget.

No need to head out for a day of crazy mattress shopping. When shopping for a new mattress online one can usually save at least 15-percent and GhostBed is an amazing 25-percent less than its online competitors. Along with the immense savings, GhostBed gives an amazing 101-day completely free trial period as well along with a groundbreaking financing option. GhostBed allows one to shop and effortlessly finance a mattress from the comfort of the home.

Click To Buy

Buying the GhostBed mattress is extremely easy. Just click on the size you want from Twin and Twin XL to Queen, King and California king. Add the matching GhostBed Foundation if you want and add to the cart. Your mattress will be shipped free within 24 hours of your placed order. No need to worry about paying for the bed in one chunk. GhostBed gives you zero-percent financing options beyond just putting another charge on your credit card.

Finance Option One: Flex-Pay Option

By partnering with Affirm Financial, GhostBed gives mattress buyers the option of financing their bed by paying over time for up to 12 months from rates, based on customer credit, starting at zero-percent. The flex-pay option is extremely easy. One applies for the flexible pay option during the simple checkout when buying their bed.

When you are ready to place the GhostBed order click on the “Affirm Flex Pay Financing” as your payment option. You will instantly be redirected to a new window where one only needs to answer five questions for a soft credit check in order to affirm your financing to purchase your new mattress. Even better, since it is a soft credit check the process does not affect your credit score. The process is also extremely safe and only asks one for the last four digits of their social security number.

Once the five questions are completed just click on “Create Account” and within 30-seconds you will receive a pin number on your cell phone. Enter the pin in the “Welcome Back” window to sign in to see your payment options. You will have an option of paying over three months, six months or 12 months. Click on your chosen option and then you even have the option to choose auto-pay before clicking to confirm loan.

Finance Option Two: Zero-Percent Finance

In addition to the Affirm payment option GhostBed is also partnered with the very familiar PayPal to give one the option to pay via PayPal within six-months for zero interest. Simply choose to checkout with PayPal when purchasing your bed. When redirected to the PayPal website one is given options to pay with online bank account, debit, bank credit card or PayPal credit. Under these options you will click on the tab named “PayPal Credit Special Offer.”

Easily enter billing information in order to begin the easy financing process. After answering some basic questions PayPal instantly notifies one for approval and then redirects back to the GhostBed website. Once back at GhostBed you will get your order confirmation receipt and your new mattress will be on its way to your bedroom.

The made in America GhostBed mattress, designed by Nature’s Sleep, is a perfect fit for just about everyone. The superb memory foam mattress is comfortable, supportive and durable and designed specifically to give all a great night’s sleep. Along with an amazing mattress are the wonderful payment and financing choices allowing just about anyone to have a dream filled happy night’s sleep on a new mattress.

Marc Werner - Founder, GhostBed

Marc Werner

Founder - GhostBed

Twitter LinkedIn

After undergoing three neck surgeries, Marc knew what it was like to live and sleep in constant pain. In 2001, after searching fruitlessly for a comfortable pillow and mattress that supported his neck and back ... Learn More

GhostBed® Canada

Quality • Comfort • Cooling

From $1,070.00 $803.00

Shop Mattresses
Specifications Expand/Collapse Buying a Mattress
Specifications Expand/Collapse Care for Your GhostBed
Specifications Expand/Collapse Mattress Comparisons
Specifications Expand/Collapse Adjustable Base
Specifications Expand/Collapse Benefits of an Ideal Pillow
Specifications Expand/Collapse Personal Sleep Tips
Specifications Expand/Collapse Mattress Size Comparisons
Specifications Expand/Collapse Silk Pillowcase
Specifications Expand/Collapse Bed Sheets
Specifications Expand/Collapse Mattress Toppers
Affirm Financing

Flex Payment

36-Month Flex Pay Option

Most Orders Ship Within 24 Hours

Shop Mattresses
  • Visa
  • Mastercard
  • American Express
  • Apple Pay
  • Google Pay
  • Shop Pay
  • PayPal

One-Time Payment

Pay Once. Rest Easy.

Most Orders Ship Within 24 Hours

Shop Mattresses