Sleep Now, Pay Later
Easy Mattress & Adjustable Base Financing Options
As Low As $0 Down & 0% APR Financing Up to 36 Months*
Great sleep can't wait, but payment can.
With Affirm, you've got options that make purchasing easy.
No hidden fees, no surprises.
Pair with our 101-Night Sleep Trial and make low monthly payments as you decide what you think of your new GhostBed mattress.
- Choose your payment terms, with options from 3 to 36 months depending on your order
- Finance your mattress for as little as 0% APR financing.*
- Quick & easy approval process, with no hit to your credit score
- Easy monthly payments via debit card or bank transfer. Learn more about Affirm
Pre-Qualify Now
Convenient
Buy now, pay later! Finance your bed and make easy monthly payments via debit card or bank transfer.
Flexible
With Affirm, pick the payment option that works for you and your budget.
Transparent
You'll know exactly what you'll pay upfront, without any surprises.
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Estimate Your Finance Options
As Low As 0% APR up to 36 Months
We get it: buying a new mattress is an investment. We've partnered with Affirm to make it easier to say “yes” to upgrading your sleep with GhostBed.
Qualified customers enjoy low monthly payment plans and as little as 0% APR, so you get your mattress and other GhostBed products right away—but your bank account gets a little leeway.
Select your mattress and size below to see sample payment plans:
Affirm Financing - How It Works
Select Affirm at Checkout
Enter a few pieces of information for a real-time decision from Affirm. Checking your eligibility won't affect your credit score.
Choose How to Pay
Within seconds you'll see your payment options, which can range from 3, 6, 12, 18, 24 and 36 month terms depending on the items in your order. Select the schedule you like best, then confirm your payment plan. You'll never be charged more than you see upfront.
Make Easy Monthly Payments
Your first monthly payment is due 30 days after we've processed your order. After that, you'll get monthly email & SMS reminders about your upcoming payments, which can be paid through the Affirm app or online Affirm account. No late fees, and no surprises.
To qualify for financing, the minimum purchase value of cart must be $300 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Sample payment option may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.
Other Payment Options
If your loan is not approved by Affirm, you’ve still got options! Choose Shop Pay at checkout and pay for select purchases over the course of four installments, with 0% interest and no credit check. Or learn more about Katapult, our lease-to-own partner, below. No credit history or credit card needed—just $45 to start.
Lease-to-Own with Katapult
If Affirm isn't able to offer you a payment plan, most customers will be given the option to check out using our lease-to-own program from Katapult, an Affirm partner.
Other Payment Options
If your loan is not approved by Affirm, you’ve still got options! Choose Shop Pay at checkout and pay for select purchases over the course of four installments, with 0% interest and no credit check. Or learn more about Katapult, our lease-to-own partner, below. No credit history or credit card needed—just $45 to start.
