Katapult (Formerly Zibby) Financing

Lease-to-Own Your Mattress with Katapult

A No-Credit-Required, Lease-to-Own Payment Option

With Katapult’s lease-to-own program, you can lease the things you want today—like a GhostBed mattress!— and pay for your purchase over time. Applying takes less than a minute and it won’t impact your FICO score, making it a great payment option if you’re worried about your credit.

Get started with just $45 (plus delivery and taxes), and you’ll have the option to pay the same-as-cash price (plus the $45) if you pay off your item within the first 90 days!

How to Set Up Your Mattress Lease

  • Select Katapult as your payment method during checkout.
  • Follow the easy application steps to finalize your purchase.
  • If you are already pre-approved, all you will need is your mobile number and the last 4 digits of your SSN/ITIN.

Pay Over Time

With Katapult, you can pick a payment plan that suits your budget. Based on your order size, you will be able to finance your order from 3 to 18 months. Make easy payments via debit card or bank account transfers, and set up automatic payments if you’d like! Your first payment will be due at the time of purchase and payment reminders are sent via email and text.


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What is Katapult?

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What is lease-to-own?

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I was previously approved by Katapult... How do I complete my order?

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How much do I have to pay today to start my lease with Katapult?

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I'm trying to check out and I do not see the Katapult option. What do I do?

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I already have a lease with Katapult. Do I have to pay $45 to get more items?

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I'm trying to sign my lease agreement and the "agree" button is greyed out. What should I do?