Sleep today, pay later

Great sleep can't wait, but payment can. That's why we've partnered with Affirm - to give you a no-stress way to say yes today and pay over time.


No need to wait. Buy the things you love today and make easy monthly payments.


The option to pay over time is available to most customers, whether you buy with Affirm, or use our lease-to-own partnet, Katapult.


Know exactly what you'll pay up front, without any surprises.

Here's how it works

Affirm logo

Select Affirm at checkout

Then just enter a few pieces of information for a real-time-decision. Checking your eligibility won't affect your credit score.

Choose how to pay

Select the payment schedule you like best, then confirm your loan. You'll never be charged more than you see up front.

Make easy monthly payments

Just download the Affirm app or sign in at to make payments. You'll get email and text reminders whenever a payment's coming up. With Affirm, there will never be late fees or surprises.

Katapult logo

Or use Katapult

If Affirm isn't able to offer you a payment plan, most customers will be given the option to check out today using our lease-to-own program from Katapult, an Affirm partner.



Dropdown Menu What is Affirm?
Dropdown Menu Why buy with Affirm?
Dropdown Menu How does Affirm approve borrowers for loans?
Dropdown Menu Does Affirm perform a credit check?
Dropdown Menu How do I make my payments?
Dropdown Menu Are there any interest or fees associated with Affirm loans (late fees)?
Dropdown Menu Are there any fees associated with Affirm loans, like late fees or interest?


Dropdown Menu Who is Katapult? I thought I was checking out with Affirm.
Dropdown Menu What is lease to own?
Dropdown Menu I was previously approved by Katapult on GhostBed, how do I get back to my pre-approval?
Dropdown Menu How much do I have to pay today to start my lease?
Dropdown Menu I am trying to check out and I do not see the Katapult option. What do I do?
Dropdown Menu I already have a lease with Katapult. Do I have to pay $45 to get more items?
Dropdown Menu I am trying to sign my lease agreement and the "Agree" button is greyed out. What can I do?